VISA Debit Card

Member Education & Consumer Tips

For your protection, our fraud screening service keeps a close eye on suspicious card activity, including when you travel, so it is important to call us before you leave. We will note your account and help minimize authorization issues while you are gone.

You may reach us toll-free within the United States at (877) 968-7828, and from out of the country at 1 (585) 544-9518.

If you have authorization issues while traveling, you may call our fraud screening service directly 24 hours a day, 7 days a week. In the United States, the toll-free number is 1-888-918-7740.

Ukrainian Federal Credit Union has learned that a series of fraud rings abroad are actively targeting VISA debit cardholders for the purpose of conducting fraud on their accounts. These incidents have caused UFCU and other financial institutions to block some international VISA card transactions.

For the protection of our Members, UFCU is blocking Members from using their VISA Debit cards while traveling in the following countries:

In these types of situations, UFCU VISA debit cardholders are protected with $0 fraud liability and VISA's rapid response anti-fraud system is activated immediately upon UFCU being notified. This means that, as an affected cardholder, you are not responsible for any fraudulent charges that appear on your account as a result of this incident.

Unfortunately, the list of countries targeted changes frequently, so we encourage Members to visit our website regularly to keep informed about emerging concerns – especially prior to traveling out of the country.

Should you learn that either your card number or PIN have been compromised, please contact Ukrainian Federal Credit Union's Card Service Center at 1 (800) 449-7728. Please be assured that we are taking every step necessary to respond immediately and provide uninterrupted service to you. Should you have additional questions, please contact us.

VISA Debit Card Features

• Plastic card with VISA’s world-wide acceptability
• Debits checking account…just like when a check is written
• No annual fee charged by credit union
• Generous transaction limits
• Can be used at both retail locations and ATMs
• VISA zero-liability policy protection if card is lost or stolen
• Monthly statement

• A no-hassle alternative to check-writing!
• Accepted world-wide!
• Use as both a check card and an ATM card for cash!
• Peace of mind and security knowing that you are not responsible for fraudulent transactions!

VISA Credit Card

Features

• Offer Visa Gold program lines up to $10,000
• 30-day grace period on new purchases / no grace period on cash advances
• Minimum payment of $20 or 3% of balance, whichever is grater
• No annual fee to carry the card
• Fixed rate
• Cash advances available
• Cash rebates up to $100 on qualified purchases
• Travel benefits, rental car insurance, warranty assurance

Benefits

• Carry out world-wide VISA Card and never get caught without money
• Generous lines mean you can consolidate higher rate card and carry just one… our VISA
• The most affordable VISA around… great low rate, no annual fee, 30- day grace period!
• Affordable low payments!
• Get cash instantly when you need it!
• Take advantage of free travel insurance!