Fee Schedule
*effective Jan. 1st, 2010

FEE SCHEDULE	Fee	Minimum
Membership	$1	$50
Share Draft Checking Accounts
Account Activity Printout	$2
Account closure (IRA)	$25
Account closure (within 6 months)	$25
Account closure (Youth Mitten Club)	$25
Account reconciliation (per hour)	$35
Account verification statement	$2
Affidavit Letters/Consular	$20
Business Premier Image Share Draft Account - monthlyp;	$25
Business Premier Share Draft Account - monthly	$15
Business Share Draft NSF Non-return	$25
Business Share Draft NSF Return Fee	$25
Certified Check	$10
Check Card ATM withdrawals (over 10 per mth.)	$2
Check Processing (Foreign)	$10
Collection items	$25
Copies of Paid Check (per item)	$5
Copies of Paid Share Draft (per item)	$5
Credit Verification Statements	$5
Document Translation: from	$25
Dormant Savings Accounts	$15
Excess Withdrawals-over 6 per m. & occurrence	$5
Fax (per page)	$2
Inactive Share Draft/Checking (after 6 months) per mth	$5
Inactive Share Savings (after 30 months) per mth	$10
Legal Process-subpeonas, levies and/or government orders	$50
Money Market below Minimum	$10	$500
Money Market Excess Withdrawals-over 3 per mth & occurrence	$10
Money Order	$2
Negative Balance Fee (per occurrence)	$15
Night Deposit Bag & Keys	$25
Notary Service - CA State: from	$5
Notary Service - NY State: from	$1
Notary Service (non-members) from	$5
NSF Non-return	$20
NSF Return Fee	$20
Official Check	$2
Organization Premier Image	$15
Passbook replacement	$2
Passbook Share Savings below Minimum	$5
Personal Premier Image	$10
Photocopies (per document page)	$0.20
Premier Money Market	$15
Premier Money Market NSF Return Fee	$20
Protest Fee	$45
Research request (per hour, 1 hour min.)	$20
Returned Deposited Item (Business)	$27
Returned Deposited Item (Personal)	$20
Returned Mail Process	$5
Rush delivery	$35
Statement Copy - up to 6 mo / page over 6 mo research fee applies	$1
Stop payment (Official Checks)	$25
Stop Payment (Share Draft)	$20
VISA Balance Transfer Fee	1% of balance
Visa Gold Card Replacement	$20
Visa Gold Card Returned Check	$25
Visa Gold Card Rush Delivery	$45
Wire Transfer - (incoming)	$5
Wire Transfer - (outgoing) Domestic	$15
Wire transfer - (outgoing) International	$35
Foreign Check Processing	$10

LATE PAYMENT FEES	Minimum
Consumer Loans	$20
Visa Gold Credit Card	$29
Commercial Loans 6% of payment	$50
1st Mortgages 4% of payment	$20
2nd Mortgages 4% of payment	$20
Adjustable Mortgages 5% of payment	$20
HELOC 10% of interest due	$20
LOC ODP20% of interest due	$20

*effective Jan. 1st, 2010
Fees subject to change without notice
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Fee Schedule *effective Jan. 1st, 2010

Fee Schedule
*effective Jan. 1st, 2010